Wedding Cancellation due to COVID
A wedding day is precious, but it can also be a big financial investment. With the recent pandemic and the associated restrictions, couples may be wondering whether wedding insurance will cover any of the costs associated with a cancelled wedding due to a resurgence of COVID-19 or a related, variant strain.
In short, the answer is “it depends”. Wedding insurance policies vary in their coverage, and it’s important to read the policy wording to understand what is and is not covered.
Vendor Failure to Supply
In addition, it’s also important to remember that some wedding insurance policies will not cover COVID related losses due to vendors not delivering on their commitment to supply services to you for your wedding day. This means that if your caterer, florist, or other wedding vendor fails to provide their service due to COVID, your policy may not cover the expenses.
Many wedding insurance policies do not cover losses resulting from “acts of God”. This means that if your wedding is cancelled due to a natural disaster, such issues arising due to a known pandemic, your policy may not cover the costs.
Before purchasing wedding insurance, it is important to read through and familiarise yourself with the Policy Wording to make sure you understand what is and isn’t covered. If you have any questions, be sure to contact the insurance provider to get clarification.
In conclusion, the answer to the question “Does wedding insurance cover COVID-19?” is that it will depend on the insurance provider and the policy you choose. It’s important to read the policy wording to understand what is and isn’t covered and to contact the insurance provider with any questions.
